עדכון לאחר הכרזת הריבית 09/10/2024

לקוחות יקרים, הודעת הריבית האחרונה של בנק ישראל מספקת תובנות חשובות על המצב הכלכלי במדינה. כיועץ משכנתאות מנוסה, אני מבקש לשתף אתכם בנקודות המרכזיות ולהסביר כיצד הן עשויות להשפיע על החלטות המשכנתא שלכם. נקודות עיקריות מהודעת הריבית: הריבית נותרה ללא שינוי ברמה של 4.5%. האינפלציה עלתה ל-3.6%, מעל הגבול העליון של היעד. השקל נחלש מול […]

נקודות עיקריות מהודעת הריבית:

הריבית נותרה ללא שינוי ברמה של 4.5%.

האינפלציה עלתה ל-3.6%, מעל הגבול העליון של היעד.

השקל נחלש מול הדולר ב-2.8% ומול האירו ב-1.5%.

תחזית הצמיחה עודכנה כלפי מטה: 0.5% ב-2024 ו-3.8% ב-2025.

שוק העבודה נותר הדוק, עם שיעור אבטלה נמוך של 3.2%.

מחירי הדיור ממשיכים לעלות בקצב מהיר של 5.8% בשנה האחרונה.

הגירעון בתקציב הממשלה צפוי לעמוד על 7.2% מהתוצר ב-2024.

אי-הוודאות הגיאופוליטית משפיעה על דירוג האשראי של ישראל ופרמיית הסיכון.

המשך הלחימה משפיע על הפעילות הכלכלית והתחזיות העתידיות.

לאור הנתונים האלה, חשוב יותר מתמיד לבחון מחדש את תנאי המשכנתא שלכם ולוודא שהם מותאמים למציאות הכלכלית המשתנה. כיועץ משכנתאות מקצועי, אני מזמין אתכם לפגישת ייעוץ אישית ללא התחייבות. בפגישה נוכל לנתח את המשכנתא הקיימת שלכם או לתכנן משכנתא חדשה שתתאים לצרכים ולאתגרים הכלכליים הנוכחיים.

אל תתנו לאי-הוודאות בשוק להכתיב את עתידכם הפיננסי. צרו איתי קשר עוד היום כדי לקבוע פגישה ולהבטיח שאתם מקבלים את התנאים הטובים ביותר האפשריים למשכנתא שלכם. יחד, נוכל לבנות תכנית פיננסית חכמה ויציבה שתעמוד במבחן הזמן.

רוצים לחסוך מאות אלפי שקלים במשכנתה שלכם?

הלוואות הן כלי פיננסי מרכזי בחייהם של אנשים פרטיים ועסקים כאחד. הן מאפשרות להתמודד עם אתגרים כלכליים, לממש מטרות אישיות ולבצע השקעות לעתיד – גם

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הצוות מגיב תוך מספר דקות

שטרן משכנתאות

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